Information You Need to Get a Home Insurance Quote

While undergoing your home insurance quote comparison expedition, carriers will always have a few questions for clients to answer. These questions are aimed at helping them better understand what you need in your homeowners insurance policy. It is for this reason that you should provide them with the most accurate answers.

Skimp on this, and you may end up paying way more than planned for your home insurance policy, yet you could have easily avoided it.  Having said that, today we take you through some of the information you should have on hand before comparing home insurance quotes.

Personal Details

Similar to any other type of insurance quote you request, you’ll have to share your personal details before you’re finally issued with a quote. That includes your name, date of birth, marital status, and contact information, to mention a few.

It doesn’t end at that since you need share your home address and how long you’ve lived there, the number of people who live with you, and whether you live with a pet.  With this information, it will prove easy for the prospective insurer to come up with the most viable quote.

House Details

You’ll also be required to share accurate information pertaining your house. In most cases, the insurance agency of choice will ask you about the year the house was built. If it’s an older house, you may also be asked how long ago it was renovated and whether it boasts the latest electrical and plumbing systems.

Moreover, you’ll be asked to share the square footage of the house, how many stories it has and the style, such as colonial or ranch.  If you have no idea on when your house was built or its square footage, be sure to get in touch with your local tax assessor’s office to easily access this information.

When going about your home insurance quote comparison expedition, always ensure you share the correct information to your insurer. In this way, you’ll increase your chances of enjoy money-saving benefits on your home insurance policy.

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